The information within this site is issued by Wills & Lewis to Sophisticated and/or High Net Worth individual investors who are professional clients or eligible counterparties under the Rules of the United Kingdom Financial Conduct Authority (“FCA”) The information within this site is unsuitable for any other party who should exit the Website immediately. If you are unsure as to whether or not you qualify, please contact Wills & Lewis.
The information below explains the legal and regulatory restrictions in relation to the www.willsandlewis.com website.
Please read the Terms carefully which may be subject to change without notice. By accessing any page of this Website, you agree to be bound by the Terms below. If you do not agree to the Terms below, please exit the Website. This page is designed to filter out unsuitable categories of investor from accessing the site and as such Wills & Lewis consultants cannot be responsible for any misrepresentations you may make in gaining unauthorised access to the site.
These Terms may be amended without notice to you. Your continued use of the Website following any changes will mean that you accept such changes.
The Content of this promotion has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this promotion for the purpose of engaging in any investment activity may expose an individual to a significant risk of losing all of the property or other assets invested.
On completion of the Registration form for our Investor Area, the information you provide will be stored electronically. This information will not be used for marketing purposes and will not be shared with any third parties.
Content of Web Site
By proceeding you agree, so far as this is permitted under the provisions of the UK regulatory system, to the exclusion by us of any liability, including without limitation that arising from any loss of profit or any other damage direct or consequential, in respect of any errors and/or omissions by us and/or any relevant third parties in respect of the content. This paragraph will not exclude any liability for, or remedy in respect of, fraudulent misrepresentation. This website is published solely for informational purposes and has no regard to specific investment objectives, financial situation or particular needs of any person. Any opinions or estimates included herein constitute a judgment as of the date of publication and are subject to change without notice. Similarly, any documents or other information included or posted on this website are subject to change, replacement or withdrawal without notice. It is the responsibility of users of this website to ensure they are aware of the current documentation and information published on this website from time to time. No reliance may be placed for any purpose on the information and opinions contained in this website or their accuracy or completeness and no representation, warranty or undertaking, express or implied, is given as to the accuracy or completeness of the information or opinions contained in this website.
Most if not all of the protections provided by the United Kingdom regulatory structure will not apply to investments. Investors should be fully aware of the restrictions on transfer of investments.
Restriction On Financial Promotions
Section 21 of FSMA provides that a person must not, in the course of business, communicate an invitation or inducement to engage in an investment activity unless that person is authorised or the content of the communication have been approved by an authorised person. An authorised person is a person who has been authorised by the FCA to carry on regulated activities in the UK. “Engage in investment activity” includes a wide range of “controlled” activities carried on in relation to “controlled investments”. Controlled activities and controlled investments are set out in the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (“FPO”) and relevantly includes that of selling bonds as principle. The content of this website is exempt from the general restriction (in section 21 of FSMA) on the communication of invitations or inducements to engage in investment activity on the ground that it is only being made and provided to relevant persons (as defined below) with sufficient experience and understanding of the risks involved. This document is only for and may only be read and relied upon by persons who qualify as exempt persons under relevant Articles of the Financial Services and Markets Act 2000 (Financial Promotions) Order 2005 (“FPO”).
Sophisticated Investor Exemption
By accepting our terms and conditions you confirm that you are either a high net worth individual or a sophisticated investor for the purposes of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2001. I confirm that at least one of the following applies to me:
I am a member of a network or syndicate of business angels and have been so for at least six months prior to the date below.
I have made more than one investment in an unlisted company in the two years prior to the date below.
I am working, or have worked in the two years prior to the date below, in a professional capacity in the private equity sector, or in the provision of finance for small and medium enterprises.
I am currently, or have been in the two years prior to the date below, a director of a company with an annual turnover of at least £1 million.
I understand that by being a self-certified Sophisticated Investor this means that I can receive financial promotions that may not have been approved by a person authorised by the Financial Services Authority; the content of such financial promotions may not conform to rules issued by the Financial Services Authority;
High Net Worth Individual Exemption
By accepting our terms and conditions you confirm that you are either a high net worth individual for the purposes of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2001. I confirm that at least one of the following applies to me:
I had during the financial year immediately preceding the date below an annual income to the value of £100,000 (one hundred thousand pounds) or more; or
I held, throughout the financial year immediately preceding the date below, net assets to the value of £250,000 or more. Net assets for these purposes do not include the property which is my primary residence or any loan secured on that residence;- any rights of mine under a qualifying contract of insurance or pension which are payable on the termination of my service, or on my death or retirement, and to which I am (or my dependants are), or may be, entitled.
I understand that by being a self-certified High Net Worth Individual this means I can receive financial promotions that may not have been approved by a person authorised by the Financial Services Authority. The content of such financial promotions may not conform to rules issued by the Financial Services Authority.
In addition, by declaring this statement I may lose significant rights and I may have no right to complain to either of the following: the Financial Services Authority; or- the Financial Ombudsman Scheme. I may have no right to seek compensation from the Financial Services Compensation Scheme. I understand that I can lose my property and other assets from making investment decisions based on financial promotions and I am aware that it is open to me to seek advice from someone who specialises in advising on this kind of investment.
The site does not constitute and should not be used for the purpose of an offer or solicitation in any jurisdiction or in any circumstances in which such offer or solicitation is unlawful or not authorised. Persons resident in territories other than the UK should consult their professional financial advisers as to whether they require any governmental or other consents or need to observe any formalities to enable them to invest in any product described in this Website.
No information contained within this Website should be construed as investment advice.
Wills & Lewis Consultants are not offering tax advice. Taxation will depend on individual financial circumstances and the country of residence.
Any marketing promotion for this product is specifically not directed to clients in the UK other than Exempt Investors and Self-Certified Restricted, High Net Worth or Sophisticated Investors.
All investments carry an element of risk, which may stem from their illiquidity, leverage, investment horizon and general risks associated with investments. These risks include capital loss, dilution of shareholder value, that dividends will not be declared, and illiquidity risk due to the absence of a viable secondary market for a particular product. The value of investments may rise or fall due to the volatility of world markets, interest rates or changes in the rate of exchange for the currency in which the investment is denominated. Some investments can experience significant volatility and value fluctuations in a very short space of time, which may present an increased risk of losing your original capital. Any illustrations or references to the past performance of a particular investment or an asset class are not necessarily a guide to its performance in the future. With any investment, you may not necessarily get back the amount you invested, particularly if you need to redeem your investment at short notice. Therefore, any investment should only be made after seeking the advice of an appropriately authorised or regulated financial advisor. Any illustrations or references to the past performance of a particular investment or an asset class are not necessarily a guide to its performance in the future. With any investment, you may not necessarily get back the amount you invested, particularly if you need to redeem your investment at short notice. Therefore, any investment should only be made after seeking the advice of an appropriately authorised or regulated financial advisor. Warning The intention of Wills & Lewis Consultants is not to seek any investment in our projects or bonds by you visiting this site. The contents of the website are not to be considered as a Prospectus. The purpose of this site is to explain what Wills & Lewis consultants is and what it does. The Directors are not making any recommendation as to whether you should or shouldn’t invest in Bonds or direct projects run or offered by the Company.